At Peace of Mind, we help you BUY the HOME you love, SELL the HOUSE you’re ready to leave, and BALANCE your INVESTMENT portfolio, “so you can sleep at night.”
Equal Opportunity Housing
What is Housing Discrimination?According to RI State and/or US Federal Fair Housing Laws, doing any of the following things, based on race, color, national origin, religion, family status (having children under 18), mental or physical disability, marital status, sex, sexual orientation, gender identity or expression, age (18+), or status as a victim of domestic violence:
Refuse to rent or sell to a person
Tell a person housing is not available if it is not true
Show a person homes or apartments only in certain neighborhoods
Set different terms, conditions or privileges for a sale or rental to one person than to others
Provide different services or facilities to one person than to others
Advertise housing only to preferred groups of people
Refuse to provide mortgage loan information, deny a mortgage loan, set different terms or conditions on a mortgage loan to a person
Deny a person property insurance
Discriminate in the way property appraisals are conducted
Refuse to make reasonable accommodations needed that result in providing a disabled person an equal and reasonable opportunity to use and enjoy the dwelling
Fail to design and construct a property in an accessible manner
Harass, coerce, intimidate or interfere with anyone helping someone else with his or her fair housing rights.
To view and print the United States Department of Housing and Urban Development (HUD) Office of Fair Housing and Equal Opportunity (FHEO) publication, 39 Steps Toward Fair Housing, select the link below. http://www.hud.gov/offices/fheo/39steps.pdf
Home sellers, prospective home buyers, real estate agents, mortgage brokers and loan officers all have rights and responsibilities under the law.
Home Sellers’ Responsibilities
As a home seller or landlord, you are obligated not to discriminate in the sale, rental or financing of your property on the basis of race, color, religion, sex, disability, familial status or national origin. Also, you cannot do so through your licensed broker or salesperson, who is also bound by anti-discrimination laws. You may not set any discriminatory terms or conditions in a purchase contract or a lease. Additionally, you may not deny that housing is available or advertise a property’s availability only to persons of a certain race, color, religion, sex, disability, familial status or national origin.
Real Estate Professionals’ Responsibilities
Real Estate agents, mortgage brokers and loan officers in a real estate transaction may not discriminate on the basis of race, color, religion, sex, disability, familial status or national origin. Equally as important, they may not follow such instructions from a homeseller or landlord.
Home Buyers’ Responsibilities
As a home buyer, you have the right to expect that housing will be available to you without discrimination or other limitations based on race, color, religion, sex, handicap, familial status, or national origin.
As REALTORS®, all licensed agents at Peace of Mind Property & Real Estate, Inc. pledge to conduct business in keeping with the spirit and letter of the Code of Ethics of the National Association of Realtors of which we are a member. Article 10 imposes obligations upon REALTORS® and is also a firm statement of support for equal opportunity in housing.
Discrimination complaints about housing may be filed with the nearest office of the U.S. Dept. of Housing and Urban Development (HUD) or by calling HUD’s telephone numbers, (202)708-1112 (Voice) or (202)708-1455 (TTY). Or contact HUD on the Internet at http://www.hud.gov/offices/fheo/index.cfm.